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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,280 | $98,240-69.2% | $82,312-63.2% | $147,586-79.5% |
| Participation rate | 100.0% | 79.7%+20.3pp | 76.9%+23.1pp | 82.8%+17.2pp |
| Annual return | 11.20% | 30.85%-19.7pp | 25.88%-14.7pp | 578.59%-567.4pp |
| Employer contribution / active EE | $1,721 | $3,192-46.1% | $2,428-29.1% | $4,876-64.7% |
| Participant deferral / active EE | $3,953 | $4,383-9.8% | $3,706+6.6% | $5,439-27.3% |
| Admin fee / account holder | $516 | $8,563-94.0% | $5,608-90.8% | $10,886-95.3% |