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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,677 | $72,492-72.9% | $87,104-77.4% | $72,975-73.0% |
| Participation rate | 88.9% | 72.8%+16.1pp | 76.9%+12.0pp | 69.5%+19.4pp |
| Annual return | 24.97% | 24.46%+0.5pp | 28.19%-3.2pp | 81.01%-56.0pp |
| Employer contribution / active EE | $1,923 | $1,894+1.5% | $2,521-23.7% | $2,440-21.2% |
| Participant deferral / active EE | $5,206 | $3,270+59.2% | $4,048+28.6% | $3,608+44.3% |
| Admin fee / account holder | $434 | $5,055-91.4% | $7,491-94.2% | $5,124-91.5% |