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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,682 | $157,304-37.9% | $141,197-30.8% | $152,909-36.1% |
| Participation rate | 60.0% | 84.8%-24.8pp | 82.5%-22.5pp | 82.5%-22.5pp |
| Annual return | 16.61% | 64.34%-47.7pp | 71.41%-54.8pp | 345.46%-328.9pp |
| Employer contribution / active EE | $1,215 | $5,263-76.9% | $4,736-74.3% | $4,764-74.5% |
| Participant deferral / active EE | $2,531 | $7,111-64.4% | $6,710-62.3% | $5,851-56.7% |
| Admin fee / account holder | $1,436 | $12,126-88.2% | $10,265-86.0% | $11,601-87.6% |