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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,379 | $171,867-70.7% | $149,716-66.4% | $147,585-65.9% |
| Participation rate | 85.7% | 88.2%-2.5pp | 87.1%-1.4pp | 82.8%+2.9pp |
| Annual return | 15.88% | 2113.36%-2097.5pp | 1501.67%-1485.8pp | 578.58%-562.7pp |
| Employer contribution / active EE | $1,031 | $6,275-83.6% | $5,444-81.1% | $4,876-78.9% |
| Participant deferral / active EE | $5,005 | $7,270-31.2% | $6,568-23.8% | $5,439-8.0% |
| Admin fee / account holder | $1,252 | $13,799-90.9% | $11,282-88.9% | $10,886-88.5% |