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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,719 | $112,121+2.3% | $95,960+19.5% | $158,966-27.8% |
| Participation rate | 77.8% | 79.0%-1.2pp | 77.1%+0.7pp | 82.0%-4.2pp |
| Annual return | 10.48% | 171.16%-160.7pp | 91.63%-81.2pp | 302.95%-292.5pp |
| Employer contribution / active EE | $1,789 | $3,199-44.1% | $2,541-29.6% | $4,762-62.4% |
| Participant deferral / active EE | $6,565 | $4,784+37.2% | $4,167+57.6% | $5,983+9.7% |
| Admin fee / account holder | $624 | $10,135-93.8% | $6,797-90.8% | $11,250-94.5% |