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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,156 | $37,446-78.2% | $77,552-89.5% | $79,856-89.8% |
| Participation rate | 72.1% | 41.5%+30.6pp | 54.2%+17.9pp | 69.6%+2.5pp |
| Annual return | 22.31% | 39.76%-17.5pp | 54.82%-32.5pp | 31.71%-9.4pp |
| Employer contribution / active EE | $666 | $637+4.6% | $987-32.5% | $2,471-73.0% |
| Participant deferral / active EE | $1,866 | $1,261+48.0% | $1,861+0.3% | $3,741-50.1% |
| Admin fee / account holder | $490 | $2,506-80.4% | $2,859-82.8% | $5,306-90.8% |