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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,206 | $175,231-40.0% | $149,696-29.7% | $139,466-24.6% |
| Participation rate | 91.3% | 83.4%+7.9pp | 78.8%+12.5pp | 80.3%+11.0pp |
| Annual return | 15.41% | 166.77%-151.4pp | 134.46%-119.0pp | 373.66%-358.2pp |
| Employer contribution / active EE | $1,450 | $5,478-73.5% | $4,821-69.9% | $4,754-69.5% |
| Participant deferral / active EE | $5,552 | $6,521-14.9% | $5,682-2.3% | $6,712-17.3% |
| Admin fee / account holder | $1,376 | $16,155-91.5% | $13,212-89.6% | $11,409-87.9% |