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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,109 | $103,949-93.2% | $69,182-89.7% | $273,972-97.4% |
| Participation rate | 100.0% | 67.4%+32.6pp | 55.1%+44.9pp | 83.0%+17.0pp |
| Annual return | 10.50% | 35.28%-24.8pp | -21.93%+32.4pp | 41.46%-31.0pp |
| Employer contribution / active EE | $2,156 | $1,783+20.9% | $1,206+78.7% | $4,869-55.7% |
| Participant deferral / active EE | $2,669 | $2,716-1.7% | $1,897+40.7% | $5,287-49.5% |
| Admin fee / account holder | $986 | $3,671-73.1% | $2,697-63.5% | $10,133-90.3% |