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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,269 | $84,628-43.0% | $61,501-21.5% | $134,545-64.1% |
| Participation rate | 62.5% | 62.2%+0.3pp | 52.6%+9.9pp | 81.2%-18.7pp |
| Annual return | -17.60% | 585.61%-603.2pp | 339.04%-356.6pp | 418.37%-436.0pp |
| Employer contribution / active EE | $2,099 | $1,545+35.9% | $1,160+81.0% | $4,742-55.7% |
| Participant deferral / active EE | $3,697 | $2,819+31.2% | $2,125+74.0% | $6,401-42.2% |
| Admin fee / account holder | $1,243 | $2,587-52.0% | $2,132-41.7% | $11,431-89.1% |