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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,914 | $102,245-5.2% | $89,340+8.5% | $137,256-29.4% |
| Participation rate | 57.1% | 74.9%-17.7pp | 69.6%-12.4pp | 80.0%-22.8pp |
| Annual return | 16.12% | 21.89%-5.8pp | 20.57%-4.5pp | 220.34%-204.2pp |
| Employer contribution / active EE | $8,603 | $2,529+240.1% | $2,231+285.6% | $4,156+107.0% |
| Participant deferral / active EE | $6,416 | $4,436+44.6% | $3,823+67.8% | $6,407+0.1% |
| Admin fee / account holder | $9,529 | $8,085+17.9% | $6,704+42.2% | $12,270-22.3% |