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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,828 | $183,539-32.0% | $155,556-19.8% | $145,897-14.4% |
| Participation rate | 37.5% | 82.7%-45.2pp | 78.2%-40.7pp | 80.3%-42.8pp |
| Annual return | 14.59% | 61.31%-46.7pp | 64.84%-50.2pp | 552.29%-537.7pp |
| Employer contribution / active EE | $2,660 | $5,315-50.0% | $4,675-43.1% | $4,663-43.0% |
| Participant deferral / active EE | $2,600 | $6,467-59.8% | $5,631-53.8% | $6,689-61.1% |
| Admin fee / account holder | $1,024 | $19,275-94.7% | $15,885-93.6% | $13,390-92.4% |