Retirement plan

COMPASS CONSTRUCTION 401(K) PLAN

Name: COMPASS CONSTRUCTION MANAGEMENT - COMPASS CONSTRUCTION 401(K) PLAN (2017) Form 5500
Creator: COMPASS CONSTRUCTION MANAGEMENT
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, COMPASS CONSTRUCTION 401(K) PLAN, COMPASS CONSTRUCTION MANAGEMENT

COMPASS CONSTRUCTION MANAGEMENTEIN 91-1914353Plan #001PY 2017

11332 NE 122ND WAY, SUITE 350 - KIRKLAND, WA 98034206-486-1226LinkedIn51-200 employeesarchitecture & planning

Prospect flagsLow participationRecently reached 100 employees

How to read this page

Total assets (EOY)

$2.2M

+78.3% from 2016

Total participants

168

+19.1% from 2016

Average account balance

$21,416

+17.1% from 2016

Annual return

21.45%

+2.05 pp from 2016

Benchmarks

See 2,582 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants100-249

Cohort2,582 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$10.45M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$87K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

120

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

68.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.37M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$11K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.02%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$165

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
OSAGE PACIFIC ADVISORS1 year Service code 28 · EIN 33-0069374 9206 NE JUANITA DR · KIRKLAND, WA 98034	Investment Management	$6,765
PRINCIPAL LIFE INSURANCE COMPANY2 years Service code 13 · EIN 42-0127290	Contract Administrator	$4,466

Plan features & details

Pension benefit codes2E2J2K2F2G3D2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
InformationalRecently reached 100 employees
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.

Expense breakdown

Schedule H Part II

Admin total

$12K

$78 / participant

Investment mgmt$7K58.2%
Contract admin$4K38.4%
Other / not subdivided$4003.4%

% of EOY assets

0.532%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: BERNTSON PORTER & COMPANY PLLC
Auditor EIN: 911308574
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$21,416

$58,726-63.5%

$92,240-76.8%

$62,293-65.6%

Participation rate

55.7%

68.3%-12.6pp

76.5%-20.8pp

69.5%-13.8pp

Annual return

21.45%

43.62%-22.2pp

176.29%-154.8pp

28.90%-7.4pp

Employer contribution / active EE

$2,120

$2,392-11.3%

$3,680-42.4%

$2,042+3.8%

Participant deferral / active EE

$3,939

$2,766+42.4%

$3,897+1.1%

$3,169+24.3%

Admin fee / account holder

$114

$556-79.5%

$5,194-97.8%

$479-76.2%

Provider

Service type

Compensation

OSAGE PACIFIC ADVISORS1 year

Service code 28 · EIN 33-0069374

9206 NE JUANITA DR · KIRKLAND, WA 98034

Investment Management

$6,765

PRINCIPAL LIFE INSURANCE COMPANY2 years

Service code 13 · EIN 42-0127290

Contract Administrator

$4,466

COMPASS CONSTRUCTION 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

COMPASS CONSTRUCTION 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion