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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,488 | $56,894-41.1% | $84,753-60.5% | $62,881-46.7% |
| Participation rate | 51.1% | 68.5%-17.4pp | 76.6%-25.5pp | 69.3%-18.2pp |
| Annual return | 21.20% | 6.30%+14.9pp | 22.78%-1.6pp | 20.14%+1.1pp |
| Employer contribution / active EE | $1,327 | $2,400-44.7% | $3,574-62.9% | $2,281-41.8% |
| Participant deferral / active EE | $2,542 | $2,709-6.2% | $3,712-31.5% | $3,203-20.6% |
| Admin fee / account holder | $18 | $3,581-99.5% | $5,333-99.7% | $4,296-99.6% |