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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,139 | $76,551-58.0% | $123,894-74.1% | $62,881-48.9% |
| Participation rate | 63.0% | 73.0%-9.9pp | 81.4%-18.4pp | 69.3%-6.3pp |
| Annual return | 15.31% | 18.68%-3.4pp | 47.52%-32.2pp | 20.14%-4.8pp |
| Employer contribution / active EE | $1,642 | $2,882-43.0% | $4,617-64.4% | $2,281-28.0% |
| Participant deferral / active EE | $2,899 | $4,840-40.1% | $5,984-51.5% | $3,203-9.5% |
| Admin fee / account holder | $911 | $4,826-81.1% | $8,357-89.1% | $4,296-78.8% |