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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,877 | $103,949-79.0% | $69,182-68.4% | $273,972-92.0% |
| Participation rate | 100.0% | 67.4%+32.6pp | 55.1%+44.9pp | 83.0%+17.0pp |
| Annual return | 5.60% | 35.28%-29.7pp | -21.93%+27.5pp | 41.46%-35.9pp |
| Employer contribution / active EE | $831 | $1,783-53.4% | $1,206-31.1% | $4,869-82.9% |
| Participant deferral / active EE | $3,173 | $2,716+16.8% | $1,897+67.3% | $5,287-40.0% |
| Admin fee / account holder | $462 | $3,671-87.4% | $2,697-82.9% | $10,133-95.4% |