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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,277 | $141,001-62.9% | $112,228-53.4% | $139,487-62.5% |
| Participation rate | 31.3% | 79.2%-48.0pp | 72.4%-41.2pp | 80.3%-49.1pp |
| Annual return | 19.57% | 32.75%-13.2pp | 30.23%-10.7pp | 373.84%-354.3pp |
| Employer contribution / active EE | $1,055 | $4,285-75.4% | $3,432-69.3% | $4,755-77.8% |
| Participant deferral / active EE | $4,410 | $5,877-25.0% | $4,800-8.1% | $6,713-34.3% |
| Admin fee / account holder | $55 | $9,959-99.5% | $7,752-99.3% | $11,407-99.5% |