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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,563 | $45,872-79.2% | $77,100-87.6% | $68,490-86.0% |
| Participation rate | 46.8% | 55.9%-9.1pp | 67.9%-21.1pp | 67.9%-21.1pp |
| Annual return | -19.44% | 1.73%-21.2pp | 42.35%-61.8pp | -7.85%-11.6pp |
| Employer contribution / active EE | $610 | $1,650-63.0% | $2,815-78.3% | $2,597-76.5% |
| Participant deferral / active EE | $1,396 | $2,963-52.9% | $4,430-68.5% | $4,028-65.3% |
| Admin fee / account holder | $732 | $3,041-75.9% | $5,443-86.5% | $5,403-86.4% |