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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,777 | $183,592-66.9% | $155,574-60.9% | $145,877-58.3% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 12.43% | 61.37%-48.9pp | 64.87%-52.4pp | 551.28%-538.9pp |
| Employer contribution / active EE | $2,493 | $5,317-53.1% | $4,676-46.7% | $4,663-46.5% |
| Participant deferral / active EE | $8,385 | $6,466+29.7% | $5,629+49.0% | $6,691+25.3% |
| Admin fee / account holder | $5,135 | $19,316-73.4% | $15,914-67.7% | $13,402-61.7% |