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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,164 | $210,908-14.1% | $153,643+17.9% | $145,884+24.2% |
| Participation rate | 100.0% | 82.1%+17.9pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 33.94% | 13.46%+20.5pp | 15.71%+18.2pp | 551.85%-517.9pp |
| Employer contribution / active EE | $8,032 | $6,055+32.6% | $5,039+59.4% | $4,662+72.3% |
| Participant deferral / active EE | $17,127 | $7,976+114.7% | $6,754+153.6% | $6,690+156.0% |
| Admin fee / account holder | $14,206 | $19,477-27.1% | $12,739+11.5% | $13,392+6.1% |