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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,064 | $118,708+52.5% | $98,920+83.0% | $158,982+13.9% |
| Participation rate | 82.4% | 77.8%+4.5pp | 76.0%+6.3pp | 82.0%+0.4pp |
| Annual return | 16.74% | 372.49%-355.8pp | 196.47%-179.7pp | 302.99%-286.3pp |
| Employer contribution / active EE | $978 | $3,334-70.7% | $2,689-63.6% | $4,763-79.5% |
| Participant deferral / active EE | $2,937 | $5,089-42.3% | $4,245-30.8% | $5,983-50.9% |
| Admin fee / account holder | $776 | $10,134-92.3% | $6,643-88.3% | $11,252-93.1% |