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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,215 | $125,190+67.9% | $105,624+99.0% | $145,897+44.1% |
| Participation rate | 66.7% | 77.6%-11.0pp | 75.3%-8.6pp | 80.3%-13.6pp |
| Annual return | 15.76% | 225.22%-209.5pp | 116.20%-100.4pp | 552.29%-536.5pp |
| Employer contribution / active EE | $1,103 | $3,720-70.4% | $3,168-65.2% | $4,663-76.4% |
| Participant deferral / active EE | $3,080 | $5,716-46.1% | $5,013-38.6% | $6,689-54.0% |
| Admin fee / account holder | $23,180 | $17,138+35.3% | $10,961+111.5% | $13,390+73.1% |