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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,211 | $76,834-17.7% | $108,359-41.7% | $87,485-27.7% |
| Participation rate | 100.0% | 61.7%+38.3pp | 70.1%+29.9pp | 68.9%+31.1pp |
| Annual return | 13.15% | 19.09%-5.9pp | 36.89%-23.7pp | 26.06%-12.9pp |
| Employer contribution / active EE | $888 | $1,556-42.9% | $2,399-63.0% | $2,596-65.8% |
| Participant deferral / active EE | $2,669 | $3,100-13.9% | $4,137-35.5% | $4,274-37.5% |
| Admin fee / account holder | $1,113 | $6,537-83.0% | $9,741-88.6% | $7,775-85.7% |