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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,211 | $83,898-24.7% | $133,346-52.6% | $94,015-32.8% |
| Participation rate | 100.0% | 63.4%+36.6pp | 72.8%+27.2pp | 70.8%+29.2pp |
| Annual return | 13.15% | 16.00%-2.8pp | 36.85%-23.7pp | 17.84%-4.7pp |
| Employer contribution / active EE | $888 | $1,821-51.2% | $2,853-68.9% | $2,790-68.2% |
| Participant deferral / active EE | $2,669 | $3,245-17.7% | $4,332-38.4% | $4,249-37.2% |
| Admin fee / account holder | $1,113 | $7,809-85.7% | $14,264-92.2% | $8,951-87.6% |