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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $392,979 | $180,462+117.8% | $154,111+155.0% | $135,379+190.3% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -3.93% | 888.17%-892.1pp | 735.18%-739.1pp | 519.79%-523.7pp |
| Employer contribution / active EE | $5,462 | $6,036-9.5% | $5,298+3.1% | $4,779+14.3% |
| Participant deferral / active EE | $12,239 | $5,806+110.8% | $5,081+140.9% | $5,609+118.2% |
| Admin fee / account holder | $31,545 | $16,145+95.4% | $13,411+135.2% | $10,828+191.3% |