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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $449,705 | $165,351+172.0% | $149,710+200.4% | $158,931+183.0% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 15.00% | 348.19%-333.2pp | 276.63%-261.6pp | 302.86%-287.9pp |
| Employer contribution / active EE | $13,440 | $5,103+163.4% | $4,645+189.4% | $4,761+182.3% |
| Participant deferral / active EE | $21,861 | $7,181+204.4% | $6,842+219.5% | $5,982+265.4% |
| Admin fee / account holder | $2,492 | $10,807-76.9% | $9,309-73.2% | $11,247-77.8% |