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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,447 | $81,276+79.0% | $155,574-6.5% | $80,925+79.7% |
| Participation rate | 98.9% | 66.2%+32.7pp | 78.2%+20.7pp | 67.7%+31.3pp |
| Annual return | 9.39% | 33.36%-24.0pp | 64.87%-55.5pp | 35.65%-26.3pp |
| Employer contribution / active EE | $3,871 | $3,103+24.7% | $4,676-17.2% | $2,756+40.4% |
| Participant deferral / active EE | $3,997 | $3,453+15.8% | $5,629-29.0% | $4,299-7.0% |
| Admin fee / account holder | $40,101 | $7,993+401.7% | $15,914+152.0% | $6,940+477.8% |