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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,527 | $76,407+103.6% | $150,298+3.5% | $82,448+88.6% |
| Participation rate | 94.7% | 66.4%+28.3pp | 77.8%+17.0pp | 68.1%+26.7pp |
| Annual return | 12.11% | 39.99%-27.9pp | 62.79%-50.7pp | 41.64%-29.5pp |
| Employer contribution / active EE | $3,842 | $2,614+47.0% | $4,154-7.5% | $2,551+50.6% |
| Participant deferral / active EE | $4,021 | $3,214+25.1% | $5,453-26.3% | $4,139-2.9% |
| Admin fee / account holder | $15,636 | $6,352+146.2% | $14,116+10.8% | $7,234+116.1% |