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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,061 | $56,544-41.5% | $75,501-56.2% | $70,124-52.9% |
| Participation rate | 93.8% | 68.1%+25.6pp | 72.4%+21.4pp | 69.5%+24.2pp |
| Annual return | 6.65% | 23.59%-16.9pp | 27.35%-20.7pp | 73.14%-66.5pp |
| Employer contribution / active EE | $4,768 | $1,817+162.5% | $2,352+102.7% | $2,342+103.5% |
| Participant deferral / active EE | $2,665 | $2,580+3.3% | $3,142-15.2% | $3,332-20.0% |
| Admin fee / account holder | $1,183 | $3,827-69.1% | $5,801-79.6% | $4,645-74.5% |