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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,384 | $209,425-6.2% | $178,499+10.0% | $158,966+23.5% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 11.38% | 188.80%-177.4pp | 151.10%-139.7pp | 302.95%-291.6pp |
| Employer contribution / active EE | $12,561 | $5,707+120.1% | $5,011+150.7% | $4,762+163.7% |
| Participant deferral / active EE | $11,166 | $5,955+87.5% | $5,202+114.6% | $5,983+86.6% |
| Admin fee / account holder | $780 | $17,078-95.4% | $13,986-94.4% | $11,250-93.1% |