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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,517 | $85,171+32.1% | $172,753-34.9% | $72,976+54.2% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 21.46% | 27.32%-5.9pp | 803.00%-781.5pp | 81.02%-59.6pp |
| Employer contribution / active EE | $7,394 | $3,324+122.4% | $5,144+43.8% | $2,440+203.0% |
| Participant deferral / active EE | $4,459 | $3,260+36.8% | $5,198-14.2% | $3,608+23.6% |
| Admin fee / account holder | $747 | $5,880-87.3% | $13,956-94.6% | $5,124-85.4% |