Retirement plan

NATURE'S PATH EMPLOYEE 401(K) SAVINGS & RETIREMENT PLAN

Name: NATURES PATH - NATURE'S PATH EMPLOYEE 401(K) SAVINGS & RETIREMENT PLAN (2015) Form 5500
Creator: NATURES PATH
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, NATURE'S PATH EMPLOYEE 401(K) SAVINGS & RETIREMENT PLAN, NATURES PATH

NATURES PATHEIN 91-1825645Plan #001PY 2015

2220 NATURES PATH WAY - BLAINE, WA 98230360-603-7110LinkedIn1-10 employeesconsumer goods

Prospect flagsLow participationCorrective distributions

How to read this page

Total assets (EOY)

$4.5M

No prior year

Total participants

422

No prior year

Average account balance

$29,735

No prior year

Annual return

2.58%

No prior year

Benchmarks

See 601 peers

Peer group

Industry31 - Manufacturing

Plan typeDefined contribution

Participants250-999

Cohort601 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$19.50M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$56K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

347

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

47.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.70M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+22.74%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$119

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
NFP RETIREMENT INC1+ years Filed as: NFP RETIREMENT Service code 27 120 VANTIS · ALISO VIEJO, CA 92656	Advisory (Plan)	$14,491
ASCENSUS LLC1+ years Filed as: ASCENSUS Service code 15 · EIN 11-3665754	Recordkeeping	$13,878
MOSS ADAMS LLP1+ years Filed as: MOSS ADAMS Service code 10 · EIN 91-0189318	Accounting	$11,000

Plan features & details

Pension benefit codes3D2F2G2J2E2K2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$44K

$111 / participant

Investment mgmt$19K43.4%
Contract admin$14K31.6%
Other / not subdivided$11K25.0%

% of EOY assets

0.985%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: MOSS ADAMS LLP
Auditor EIN: 910189318
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$29,735

$48,277-38.4%

$63,244-53.0%

$55,191-46.1%

Participation rate

31.3%

69.4%-38.1pp

71.0%-39.7pp

69.2%-37.8pp

Annual return

2.58%

2.37%+0.2pp

-70.31%+72.9pp

10.78%-8.2pp

Employer contribution / active EE

$451

$1,592-71.7%

$2,322-80.6%

$1,899-76.3%

Participant deferral / active EE

$1,246

$2,432-48.8%

$2,953-57.8%

$3,046-59.1%

Admin fee / account holder

$293

$86+240.8%

$5,893-95.0%

$91+222.7%

Provider

Service type

Compensation

NFP RETIREMENT INC1+ years

Filed as: NFP RETIREMENT

Service code 27

120 VANTIS · ALISO VIEJO, CA 92656

Advisory (Plan)

$14,491

ASCENSUS LLC1+ years

Filed as: ASCENSUS

Service code 15 · EIN 11-3665754

Recordkeeping

$13,878

MOSS ADAMS LLP1+ years

Filed as: MOSS ADAMS

Service code 10 · EIN 91-0189318

Accounting

$11,000

NATURE'S PATH EMPLOYEE 401(K) SAVINGS & RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

NATURE'S PATH EMPLOYEE 401(K) SAVINGS & RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion