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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,191 | $76,551+11.3% | $123,894-31.2% | $62,881+35.5% |
| Participation rate | 89.5% | 73.0%+16.5pp | 81.4%+8.1pp | 69.3%+20.2pp |
| Annual return | 7.24% | 18.68%-11.4pp | 47.52%-40.3pp | 20.14%-12.9pp |
| Employer contribution / active EE | $2,997 | $2,882+4.0% | $4,617-35.1% | $2,281+31.4% |
| Participant deferral / active EE | $6,423 | $4,840+32.7% | $5,984+7.3% | $3,203+100.5% |
| Admin fee / account holder | $2,726 | $4,826-43.5% | $8,357-67.4% | $4,296-36.5% |