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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,640 | $127,387-55.5% | $115,038-50.8% | $125,389-54.8% |
| Participation rate | 85.7% | 84.2%+1.6pp | 81.4%+4.3pp | 83.2%+2.5pp |
| Annual return | -0.36% | 31.28%-31.6pp | 26.14%-26.5pp | 282.24%-282.6pp |
| Employer contribution / active EE | $1,539 | $5,166-70.2% | $4,608-66.6% | $4,866-68.4% |
| Participant deferral / active EE | $6,431 | $6,423+0.1% | $6,026+6.7% | $5,352+20.2% |
| Admin fee / account holder | $13,116 | $9,516+37.8% | $8,175+60.4% | $9,541+37.5% |