Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $2,850 |
Service code 26 · EIN 42-1445429 | Advisory (Participants) | $0 |
Filed as: WILSHIRE ASSOCIATES INC (USA) Service code 26 · EIN 95-2755361 | Advisory (Participants) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,771 | $40,522-56.1% | $84,628-79.0% | $67,579-73.7% |
| Participation rate | 32.4% | 51.1%-18.7pp | 68.2%-35.8pp | 71.3%-38.9pp |
| Annual return | 33.58% | 32.72%+0.9pp | 258.80%-225.2pp | 378.56%-345.0pp |
| Employer contribution / active EE | $0 | $1,146-100.0% | $2,653-100.0% | $2,148-100.0% |
| Participant deferral / active EE | $1,114 | $2,132-47.7% | $3,900-71.4% | $3,539-68.5% |
| Admin fee / account holder | $187 | $145+28.7% | $4,914-96.2% | $142+31.4% |