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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,191 | $69,444+81.7% | $92,985+35.7% | $87,485+44.2% |
| Participation rate | 85.7% | 63.3%+22.4pp | 69.5%+16.2pp | 68.9%+16.8pp |
| Annual return | 13.55% | 23.85%-10.3pp | 27.99%-14.4pp | 26.06%-12.5pp |
| Employer contribution / active EE | $3,768 | $1,917+96.6% | $2,662+41.5% | $2,596+45.1% |
| Participant deferral / active EE | $6,935 | $3,364+106.2% | $4,377+58.5% | $4,274+62.3% |
| Admin fee / account holder | $4,855 | $6,137-20.9% | $9,463-48.7% | $7,775-37.6% |