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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,758 | $105,856-74.7% | $90,161-70.3% | $147,586-81.9% |
| Participation rate | 100.0% | 79.7%+20.3pp | 76.9%+23.1pp | 82.8%+17.2pp |
| Annual return | 19.99% | 37.63%-17.6pp | 34.89%-14.9pp | 578.59%-558.6pp |
| Employer contribution / active EE | $1,881 | $4,126-54.4% | $3,318-43.3% | $4,876-61.4% |
| Participant deferral / active EE | $3,351 | $5,733-41.5% | $5,287-36.6% | $5,439-38.4% |
| Admin fee / account holder | $607 | $8,046-92.5% | $5,943-89.8% | $10,886-94.4% |