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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,686 | $144,130-30.1% | $117,861-14.6% | $147,586-31.8% |
| Participation rate | 76.2% | 83.4%-7.2pp | 79.7%-3.5pp | 82.8%-6.6pp |
| Annual return | 14.03% | 531.20%-517.2pp | 335.11%-321.1pp | 578.59%-564.6pp |
| Employer contribution / active EE | $0 | $4,897-100.0% | $3,786-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $6,852 | $5,316+28.9% | $4,482+52.9% | $5,439+26.0% |
| Admin fee / account holder | $2,859 | $10,887-73.7% | $8,021-64.4% | $10,886-73.7% |