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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,159 | $154,228+3.8% | $145,433+10.1% | $137,256+16.7% |
| Participation rate | 94.4% | 83.8%+10.7pp | 82.1%+12.3pp | 80.0%+14.5pp |
| Annual return | 11.23% | 74.59%-63.4pp | 66.58%-55.4pp | 220.34%-209.1pp |
| Employer contribution / active EE | $7,653 | $4,804+59.3% | $4,554+68.0% | $4,156+84.1% |
| Participant deferral / active EE | $6,671 | $8,216-18.8% | $7,897-15.5% | $6,407+4.1% |
| Admin fee / account holder | $1,338 | $14,344-90.7% | $13,129-89.8% | $12,270-89.1% |