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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,390 | $47,977+36.3% | $154,111-57.6% | $56,287+16.2% |
| Participation rate | 84.5% | 66.2%+18.3pp | 83.0%+1.4pp | 69.9%+14.6pp |
| Annual return | -4.60% | 3.54%-8.1pp | 735.18%-739.8pp | -9.96%+5.4pp |
| Employer contribution / active EE | $3,598 | $2,169+65.9% | $5,298-32.1% | $2,111+70.4% |
| Participant deferral / active EE | $3,284 | $2,392+37.3% | $5,081-35.4% | $3,350-2.0% |
| Admin fee / account holder | $6,548 | $438+1394.1% | $13,411-51.2% | $521+1156.9% |