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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,198 | $59,813+5.7% | $79,580-20.6% | $68,486-7.7% |
| Participation rate | 56.6% | 61.1%-4.5pp | 69.5%-12.9pp | 67.9%-11.3pp |
| Annual return | -18.13% | -12.30%-5.8pp | 0.15%-18.3pp | -7.85%-10.3pp |
| Employer contribution / active EE | $821 | $1,505-45.4% | $2,413-66.0% | $2,597-68.4% |
| Participant deferral / active EE | $3,344 | $3,024+10.6% | $3,985-16.1% | $4,028-17.0% |
| Admin fee / account holder | $3,199 | $4,835-33.8% | $6,835-53.2% | $5,404-40.8% |