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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,647 | $71,057+24.8% | $93,654-5.3% | $80,874+9.6% |
| Participation rate | 44.7% | 60.4%-15.7pp | 68.7%-24.0pp | 67.6%-22.9pp |
| Annual return | 11.46% | 11.26%+0.2pp | 133.34%-121.9pp | 35.62%-24.2pp |
| Employer contribution / active EE | $907 | $1,564-42.0% | $2,421-62.5% | $2,756-67.1% |
| Participant deferral / active EE | $3,936 | $4,034-2.4% | $4,413-10.8% | $4,297-8.4% |
| Admin fee / account holder | $5,551 | $6,944-20.1% | $8,282-33.0% | $6,935-20.0% |