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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,257 | $85,766-68.2% | $136,298-80.0% | $70,126-61.1% |
| Participation rate | 45.2% | 74.2%-29.0pp | 81.9%-36.8pp | 69.5%-24.4pp |
| Annual return | 29.80% | 31.46%-1.7pp | 5156.27%-5126.5pp | 73.15%-43.4pp |
| Employer contribution / active EE | $2,461 | $2,966-17.0% | $4,696-47.6% | $2,343+5.1% |
| Participant deferral / active EE | $5,270 | $5,051+4.3% | $6,247-15.6% | $3,332+58.2% |
| Admin fee / account holder | $0 | $5,421-100.0% | $9,244-100.0% | $4,645-100.0% |