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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,235 | $157,2960% | $141,191+11.4% | $152,897+2.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 9.41% | 64.34%-54.9pp | 71.41%-62.0pp | 345.43%-336.0pp |
| Employer contribution / active EE | $2,226 | $5,262-57.7% | $4,736-53.0% | $4,764-53.3% |
| Participant deferral / active EE | $5,897 | $7,111-17.1% | $6,710-12.1% | $5,851+0.8% |
| Admin fee / account holder | $3,676 | $12,125-69.7% | $10,264-64.2% | $11,599-68.3% |