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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $347,316 | $154,228+125.2% | $145,433+138.8% | $137,256+153.0% |
| Participation rate | 87.5% | 83.8%+3.7pp | 82.1%+5.4pp | 80.0%+7.5pp |
| Annual return | 83.35% | 74.59%+8.8pp | 66.58%+16.8pp | 220.34%-137.0pp |
| Employer contribution / active EE | $5,886 | $4,804+22.5% | $4,554+29.2% | $4,156+41.6% |
| Participant deferral / active EE | $4,025 | $8,216-51.0% | $7,897-49.0% | $6,407-37.2% |
| Admin fee / account holder | $3,448 | $14,344-76.0% | $13,129-73.7% | $12,270-71.9% |