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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,091 | $165,939-36.1% | $122,354-13.3% | $147,586-28.1% |
| Participation rate | 30.8% | 79.6%-48.8pp | 71.6%-40.9pp | 82.8%-52.1pp |
| Annual return | 21.30% | 34.56%-13.3pp | 30.28%-9.0pp | 578.59%-557.3pp |
| Employer contribution / active EE | $114 | $5,754-98.0% | $4,051-97.2% | $4,876-97.7% |
| Participant deferral / active EE | $1,422 | $4,005-64.5% | $3,287-56.8% | $5,439-73.9% |
| Admin fee / account holder | $30,072 | $7,425+305.0% | $5,479+448.9% | $10,886+176.3% |