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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,945 | $106,524-84.1% | $152,301-88.9% | $87,485-80.6% |
| Participation rate | 92.3% | 75.8%+16.6pp | 82.4%+9.9pp | 68.9%+23.4pp |
| Annual return | 26.51% | 26.89%-0.4pp | 80.50%-54.0pp | 26.06%+0.5pp |
| Employer contribution / active EE | $2,678 | $3,371-20.6% | $4,624-42.1% | $2,596+3.2% |
| Participant deferral / active EE | $4,307 | $6,525-34.0% | $8,004-46.2% | $4,274+0.8% |
| Admin fee / account holder | $3,423 | $8,287-58.7% | $14,398-76.2% | $7,775-56.0% |