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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,945 | $106,749-84.1% | $145,433-88.3% | $82,448-79.4% |
| Participation rate | 92.3% | 75.6%+16.7pp | 82.1%+10.2pp | 68.1%+24.2pp |
| Annual return | 26.51% | 27.59%-1.1pp | 66.58%-40.1pp | 41.64%-15.1pp |
| Employer contribution / active EE | $2,678 | $3,444-22.2% | $4,554-41.2% | $2,551+5.0% |
| Participant deferral / active EE | $4,307 | $6,519-33.9% | $7,897-45.5% | $4,139+4.1% |
| Admin fee / account holder | $3,423 | $8,390-59.2% | $13,129-73.9% | $7,234-52.7% |