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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,599 | $102,422-89.7% | $147,117-92.8% | $80,959-86.9% |
| Participation rate | 93.5% | 75.9%+17.7pp | 82.2%+11.4pp | 67.7%+25.9pp |
| Annual return | 26.63% | 135.16%-108.5pp | 420.54%-393.9pp | 35.67%-9.0pp |
| Employer contribution / active EE | $2,250 | $3,717-39.5% | $4,932-54.4% | $2,757-18.4% |
| Participant deferral / active EE | $4,205 | $6,652-36.8% | $8,065-47.9% | $4,300-2.2% |
| Admin fee / account holder | $1,649 | $7,953-79.3% | $12,993-87.3% | $6,925-76.2% |