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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,420 | $228,352+17.5% | $185,835+44.4% | $158,966+68.9% |
| Participation rate | 77.8% | 82.3%-4.5pp | 78.0%-0.3pp | 82.0%-4.2pp |
| Annual return | 17.09% | 40.81%-23.7pp | 35.96%-18.9pp | 302.95%-285.9pp |
| Employer contribution / active EE | $12,059 | $4,967+142.8% | $4,087+195.0% | $4,762+153.2% |
| Participant deferral / active EE | $7,694 | $6,416+19.9% | $5,633+36.6% | $5,983+28.6% |
| Admin fee / account holder | $1,893 | $11,867-84.0% | $9,502-80.1% | $11,250-83.2% |