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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,135 | $106,008-2.7% | $92,240+11.8% | $147,586-30.1% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 17.81% | 50.05%-32.2pp | 176.29%-158.5pp | 578.59%-560.8pp |
| Employer contribution / active EE | $2,867 | $4,333-33.8% | $3,680-22.1% | $4,876-41.2% |
| Participant deferral / active EE | $6,787 | $4,478+51.6% | $3,897+74.2% | $5,439+24.8% |
| Admin fee / account holder | $398 | $6,333-93.7% | $5,194-92.3% | $10,886-96.3% |