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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $277,538 | $165,381+67.8% | $149,730+85.4% | $158,966+74.6% |
| Participation rate | 94.1% | 84.6%+9.5pp | 82.5%+11.6pp | 82.0%+12.2pp |
| Annual return | 14.32% | 348.29%-334.0pp | 276.70%-262.4pp | 302.95%-288.6pp |
| Employer contribution / active EE | $16,971 | $5,104+232.5% | $4,645+265.3% | $4,762+256.3% |
| Participant deferral / active EE | $17,138 | $7,182+138.6% | $6,843+150.5% | $5,983+186.4% |
| Admin fee / account holder | $10,137 | $10,809-6.2% | $9,310+8.9% | $11,250-9.9% |