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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,171 | $106,005+3.0% | $92,239+18.4% | $147,585-26.0% |
| Participation rate | 78.3% | 80.4%-2.2pp | 76.5%+1.8pp | 82.8%-4.6pp |
| Annual return | 12.91% | 50.05%-37.1pp | 176.29%-163.4pp | 578.58%-565.7pp |
| Employer contribution / active EE | $21,739 | $4,333+401.7% | $3,680+490.8% | $4,876+345.8% |
| Participant deferral / active EE | $383 | $4,478-91.5% | $3,897-90.2% | $5,439-93.0% |
| Admin fee / account holder | $3,428 | $6,333-45.9% | $5,194-34.0% | $10,886-68.5% |